Spending Power

 Spending power is the total amount you have available for purchases. 

Your spending power is calculated based on a combination of the following: 

  • Credit limit - how much you can spend on your credit card.
  • Card Account balance - the current balance of your credit line. Some transactions may not appear in your card balance until the transaction settles. 
  • Pending transactions - typically take a few days to settle, after which your account will reflect your Card Account new balance. 
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